FHA and VA Mortgages:
Federal Housing Administration
(FHA) Loans
FHA loans usually offer liberal qualifying
criteria and require smaller down payments.
Both fixed and adjustable loans are available.
These loans are insured by the Federal Housing
Administration and you must meet certain
FHA guidelines. These loans are offered directly
to the home buyer via companies such as Credit
Mortgage Group. You could call the FHA loan
the original first-time homebuyer program.
VA Loans
Eligible veterans can get long-term loans
with little or no down payment, more flexible
qualifying standards, and possibly, lower
interest rates. These loans are made possible
by the Department of Veterans Affairs. They
are offered directly to the home buyer via
companies such as Credit Mortgage Group.
Fixed loans are available
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FHA/VA Mortgages
Jumbo Mortgages
Affordable Housing Program
Construction/Rehab Loans
Other Loan Options
Loan Calculator
Loan Comparison Chart
| Fixed Rate Mortgages |
With a fixed rate mortgage, you know exactly
what your principal and
interest payment
will be every month. It
won't change because
your interest rate won't
change.
Learn More
|
| Adjustable Rate |
Adjustable Rate Mortgages (ARMs) offer a
lower interest rate to
start, so your monthly
payments are generally
lower. But, the interest
rate is adjusted at times,
based on an "index". Learn More
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